Política de Privacidad

Última actualización: 26 de marzo de 2026

This Privacy Policy describes how Horizonte Pensional collects and uses your personal information. We are committed to protecting your privacy and handling your data responsibly. This policy explains what information we gather, how we use it, your rights regarding your data, and how you can contact us with any questions.

Información que Recopilamos

We collect various types of information to provide and improve our services related to pension planning and long-term savings vehicles in Spain. This includes information you provide directly to us, as well as information collected automatically when you use our website.

When you interact with our platform, we may collect:

• Personal identification information such as your name, email address, and contact details
• Information about your pension planning interests and preferences
• Data about your browsing behavior and how you use our website
• Device information and technical data about your access to our services
• Any information you voluntarily provide through forms or inquiries

We collect this information to better understand your needs regarding plan de pensiones, contribution limits, tax deductions, and retirement risk profiles.

Cómo Utilizamos Su Información

We use the information we collect for several important purposes. Our primary goal is to provide you with accurate, relevant information about supplementary pension plans, employer-sponsored schemes, and long-term savings vehicles available in Spain.

Specifically, we use your information to:

• Deliver and improve our content about pension contribution limits and tax deductions
• Personalize your experience based on your retirement timeline and risk profile
• Respond to your inquiries and provide customer support
• Send you updates about changes in Spanish pension regulations and contribution limits
• Analyze how our website is used to enhance user experience and functionality
• Maintain the security and integrity of our services

We do not sell your personal information to third parties. Any sharing of data occurs only with trusted partners who help us deliver our services, always under strict confidentiality agreements.

Sus Derechos

You have fundamental rights regarding your personal data under Spanish and European privacy regulations. We respect these rights and provide mechanisms for you to exercise them.

Your rights include:

• The right to access your personal data and receive a copy of what we hold about you
• The right to correct any inaccurate or incomplete information
• The right to delete your data in certain circumstances
• The right to restrict how we process your information
• The right to data portability, receiving your information in a portable format
• The right to object to certain types of processing
• The right to withdraw consent at any time without affecting past processing

To exercise any of these rights, please contact us using the information provided below. We will respond to your request within the timeframes required by law.

Cookies y Tecnologías de Seguimiento

We use cookies and similar tracking technologies to enhance your browsing experience and understand how you interact with our content about pension plans and retirement planning. Cookies are small text files stored on your device that help us remember your preferences and improve our services.

We use several types of cookies:

• Essential cookies that are necessary for our website to function properly
• Performance cookies that help us analyze how visitors use our site
• Preference cookies that remember your choices and settings
• Marketing cookies that help us deliver relevant information about pension planning

You can control cookie settings through your browser. However, disabling certain cookies may affect the functionality of our website. For more detailed information about our use of cookies, please see our Cookie Policy.

Seguridad de Datos

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our systems use industry-standard encryption and secure protocols when transmitting sensitive data.

However, no method of internet transmission is completely secure. While we strive to protect your information, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of any passwords or access credentials you use on our platform.

Cambios a Esta Política

We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will notify you by updating the “Last Updated” date at the top of this policy. Your continued use of our website following such changes constitutes your acceptance of the updated Privacy Policy.

We encourage you to review this policy regularly to stay informed about how we protect your information and respect your privacy.